Digital payment solutions,
delivered with intelligence
& a human touch

From everyday payments to complex cross-border transactions.

Whether you operate in the UK, across the EEA, the UAE, or beyond — Emerald24 is here to support your business with expertise and precision.

Built on trusted financial and compliance infrastructure

Our intelligent services built for business

Accounts

Smart and flexible accounts, designed to support your business across borders and industries.

UK account and sort code for instant local payments
Multi-currency IBANs — EUR, USD, AED, CHF and more
Fast, fully digital onboarding through our platform
Manage your accounts securely via web or mobile

Payments

Reliable and intelligent payment solutions for businesses with local and international needs.

Send and receive payments in all major currencies
Access to local payment rails — FPS, CHAPS, Bacs, and Direct Debit
International transfers in EUR, USD, CHF, AED and more
Tailored solutions for complex payment structures, with dedicated support

Currency exchange

All the currencies you need, with competitive FX rates and platform visibility.

Buy, sell, hold, pay, and receive in 30+ currencies
Pre-agreed individual rates available for higher FX volumes
Instant execution through your Emerald24 platform
Integrated directly into your business account

Cards

Corporate cards for your business spending – from team travel to supplier payments

Physical and virtual Mastercard cards for you and your team
Use online, in-store, or for recurring business payments
Instant top-up and balance availability
3D Secure enabled, with real-time push notifications

Acquiring

Accept online card payments from customers worldwide — with straightforward integration and expert support.

Merchant accounts for e-commerce businesses
Transparent pricing and settlement terms
Support for major global card schemes
Secure payment gateway

Accounts

Smart and flexible accounts, designed to support your business across borders and industries.

UK account and sort code for instant local payments
Multi-currency IBANs — EUR, USD, AED, CHF and more
Fast, fully digital onboarding through our platform
Manage your accounts securely via web or mobile

Payments

Reliable and intelligent payment solutions for businesses with local and international needs.

Send and receive payments in all major currencies
Access to local payment rails — FPS, CHAPS, Bacs, and Direct Debit
International transfers in EUR, USD, CHF, AED and more
Tailored solutions for complex payment structures, with dedicated support

Currency exchange

All the currencies you need, with competitive FX rates and platform visibility.

Buy, sell, hold, pay, and receive in 30+ currencies
Pre-agreed individual rates available for higher FX volumes
Instant execution through your Emerald24 platform
Integrated directly into your business account

Cards

Corporate cards for your business spending – from team travel to supplier payments

Physical and virtual Mastercard cards for you and your team
Use online, in-store, or for recurring business payments
Instant top-up and balance availability
3D Secure enabled, with real-time push notifications

Acquiring

Accept online card payments from customers worldwide — with straightforward integration and expert support.

Merchant accounts for e-commerce businesses
Transparent pricing and settlement terms
Support for major global card schemes
Secure payment gateway

Built on regulation, experience & integrity

Licensed & regulated

Authorised as an Electronic Money Institution by the UK Financial Conduct Authority (FCA) since 2019

Experience & intelligence

A senior leadership team with deep expertise across global banking, finance, and fintech.

Secure by design

We use advanced monitoring, screening, and compliance tools to safeguard your transactions and data.

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Services made for your business

We don’t do off-the-shelf. Our solutions adapt to your business model, transaction volumes, and operational needs.

Payments

We manage your payment flows across local and international rails - intelligently routed for speed, reliability, and cost-efficiency.

Currency exchange

Convert over 30 currencies directly from your Emerald24 account - with competitive rates and seamless integration into your payment flow.

Technology that works — people who care

Intelligence with a human touch

Our platform is built on intelligent automation, but real people are always here to help. We work with you to ensure every solution fits your business and its challenges.

Clear, transparent communication

Transparent communication is part of our approach — ensuring clarity and consistency across every interaction.

Security without compromise

We combine cross-platform security with advanced screening and monitoring tools to protect your funds and help ensure compliance.

Smarter features
for everyday business

Virtual cards

Emerald24 offers virtual cards for secure business spending online - ideal for digital purchases, subscriptions, or distributed teams.

Multi-currency support

Hold and manage multiple currencies under a single account. Simplify global operations without the need for separate providers.

Merchant account

Accept online payments from customers around the world - through your preferred acquiring platform.

Local & global payouts

Send business payments domestically or internationally via multiple rails - in one platform, across currencies.

API Access

Seamlessly integrate Emerald24 services into your platform using our API - ideal for automated workflows, embedded finance, or custom setups.

Ready to get started?

Open your business account and explore Emerald24’s financial solutions — built for real-world complexity.

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Emerald24 app: built for business

Stay connected to your Emerald24 account with our mobile app — built for secure approvals, fast payments, and real-time account visibility.

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Partner with Emerald24

Launch your own e-money solution or payment brand with our white-label platform — from API to ready-to-go models.

We welcome discussions with professionals interested in referral-based partnerships, where relevant.

Partnership Learn more

White-label isn’t just a product — it’s a framework for enabling partners to deliver financial services under their own brand, with speed, reliability and control.